The us has the largest number of cars on the highway. At one time it was number one in car production as well, but Japan and China have displaced it. Regardless of this millions of cars are on the road in the united states and insurance of these cars is a lucrative business. At the same time selecting good car insurance company to insure your car is important, as it gives you peace of mind.
Selecting a proper car insurance company is thus of vital importance. There are many aspects involved in selecting a car insurance company. The most crucial is its reach all over the UNITED STATES, as a national insurance company with a grid all over the USA will be a great assist.
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Depending upon preferences the top 3 insurance firms listed below will go a long way in satisfying your needs for an auto insurance policy.
GEICO – This stands for Government Workers Insurance Company and is owned by a subsidiary of Berkshire Hathaway. If figures have any meaning at any given time this company services 10 million cars using its auto policies.
The company has an existence in 50 states of the partnership and you will be better of insuring using this company with a truly national reach. The company was founded in 1936 to provide insurance to government employees, therefore that name has stuck into it. The company does not deal with any middle men and directly contacts its customers, this results in a lower insurance high quality. Many car owners have moved to GEICO and saved $ 600 over a six month period.
Esurance – This company appeared on the picture only in 1999 and is thus the ‘modern’ insurance company. It does not have an old pedigree, but it makes up with great service, lower premiums and superb back up facility.
In the last decade the business by dint of its ability offers caught the imagination of the vehicle owners. It has a presence within 30 states and is one of the pioneers of online insurance. You can get an estimate on-line and also get a policy released the same day.
Esurance has all the trappings of the modern age. It has a 24/7 customer service available at the click of a mouse. You can pay your premium as well process a state on-line. The best part is that you can followup the repairs sanctioned from insurance policy through your mobile.
State Mutual Insurance provider – This company has a low user profile as per visibility is concerned through ads, but it is the largest car insurer in the USA. Set up in 1922 the company traces a rich pedigree and it will surprise most people that it caters to 75 mil policy holders which gives it the biggest market share of automobile insurance in the entire UNITED STATES. Compared to GEICO which has an advertising budget of $800 million the SFMIC has a budget of only $ 300 million. But since it’s standing and excellent service in all corners of the USA, it is the number one insurance company in the USA for auto insurance.